Share of Reliance Home Finance Limited is currently trading at around Rs.3/-. Existing as well as Prospective Investors are asking for Reliance Home Finance Share Price Target 2025,2030,2035 and 2040. In this article, we will discuss about the business prospects and financial performance of the Company and based on our discussion and analysis will tell you the Reliance Home Finance Share Price Target 2025,2030,2035 and 2040.
Discussion & Analysis of Business & Financial performance with future business prospects of Reliance Home Finance Ltd:
Reliance Home Finance Ltd (RHFL) has faced significant financial and regulatory challenges in recent years, impacting its current performance and casting uncertainty over its future prospects.
Current Business Performance
In the fiscal year 2023, RHFL reported a total revenue of ₹391.37 crore, a 33.35% increase from the previous year. However, total expenses were substantially higher at ₹8,899.65 crore, leading to a net loss of ₹5,418.57 crore for the year. This financial strain is further evidenced by a 99.84% decline in total revenue in FY24, dropping to ₹0.62 crore. Despite a 31.5% year-on-year increase in interest income and a 97.3% reduction in interest expenses during FY23, the company’s net interest margins stood at 1215.1%, up from -26.7% in FY22.
The company’s stock performance reflects these challenges. As of February 2025, RHFL’s share price is ₹3.34, with a 52-week range between ₹2.15 and ₹5.83. The stock is trading approximately 9.95% below its 200-day moving average, indicating negative investor sentiment.
Regulatory and Governance Issues
In August 2024, the Securities and Exchange Board of India (SEBI) banned Anil Ambani, RHFL’s chairman, and 24 others from the securities market for five years due to allegations of fund diversion. SEBI imposed a fine of ₹250 million on Ambani, accusing him of orchestrating a scheme to siphon off funds from RHFL by structuring loans to uncreditworthy borrowers linked to company promoters. This regulatory action underscores significant governance issues within the company.
Future Business Prospects
The future of RHFL appears uncertain. Analyst predictions vary, with some forecasting the share price to reach between ₹5.50 and ₹6.00 by 2029, contingent on consistent profit margins, innovative financial products, and favorable government policies. However, these projections are speculative and depend on the company’s ability to overcome its current financial and regulatory hurdles.
Given the ongoing financial losses, regulatory sanctions, and governance challenges, RHFL’s future business prospects remain precarious. Potential investors should exercise caution and closely monitor the company’s efforts to address these issues before making investment decisions.
Share Price Targets:
Reliance Home Finance Share Price Target 2025
Based on the above discussion and analysis, the share price of Reliance Home Finance Ltd is likely to touch the level of around Rs.3-4 in 2025
Reliance Home Finance Share Price Target 2030
Based on the above discussion and analysis, the share price of Reliance Home Finance Ltd is likely to touch the level of around Rs.6-7 in 2030
Reliance Home Finance Share Price Target 2035
Based on the above discussion and analysis, the share price of Reliance Home Finance Ltd is likely to touch the level of around Rs.10-11 in 2035
Reliance Home Finance Share Price Target 2030
Based on the above discussion and analysis, the share price of Reliance Home Finance Ltd is likely to touch the level of around Rs.17-20 in 2030
Disclaimer: Investments in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. MoneyInsight does not offer investment advice and does not encourage any action based on its content.
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