Share of Bajaj Housing Finance Ltd is currently trading at around Rs.87/- Investors are asking for the Bajaj Housing Finance Share Price Target 2026, 2030, 2035 and 2040. In this article, we will discuss about the business prospects and financial performance of the Company and based on our discussion and analysis will tell you the Bajaj Housing Finance Share Price Target 2026, 2030, 2035 and 2040.
Discussion & Analysis of Business & Financial performance with future business prospects of Bajaj Housing Finance Ltd:
Bajaj Housing Finance Ltd (BHFL), a subsidiary of Bajaj Finance, has established itself as a strong player in India’s housing finance sector. Leveraging the parent company’s brand strength and distribution network, BHFL has expanded its mortgage portfolio significantly. The company has maintained healthy asset quality, which has attracted both institutional and retail investors.
Key highlights of its current position:
• Strong Growth in Assets Under Management (AUM): BHFL has been posting consistent double-digit growth, with expectations of around 22% CAGR in AUM over FY26–FY27.
• Profitability: The company has sustained growth in profit after tax (PAT), supported by scale efficiencies and a diversified loan book.
• Return on Equity (RoE): BHFL is maintaining steady RoE levels of 12–13%, which is competitive in the housing finance industry.
• Diversified Portfolio: While prime housing loans remain its core, BHFL has started expanding into adjacent segments, reducing concentration risk.
• Market Standing: Post its IPO, BHFL has become one of the most closely watched housing finance companies in India, benefiting from strong investor confidence.
Future Business Prospects
Looking ahead, BHFL is well-positioned to capitalize on India’s growing demand for housing finance, driven by urbanization, rising incomes, and government support for affordable housing.
• Growth Outlook: Analysts expect BHFL to sustain 20%+ growth in AUM and PAT in the near term, supported by strong execution and scale.
• Valuation Potential: With its consistent performance, BHFL is valued at around 4x FY27 estimated price-to-book, reflecting investor confidence in its long-term prospects.
• Strategic Expansion: The company is diversifying beyond prime housing loans, which could open new revenue streams and strengthen resilience against cyclical risks.
• Technology & Efficiency: Investments in digital platforms and customer experience are expected to enhance operational efficiency and improve loan disbursement speed.
• Risk Factors: Rising interest rates or regulatory changes could impact margins, but BHFL’s strong parentage and diversified portfolio provide a cushion.
Conclusion
Bajaj Housing Finance Ltd stands on a solid foundation in 2026, with strong growth momentum, healthy profitability, and expanding market presence. Its future prospects look promising, with sustained double-digit growth expected, diversification into new loan categories, and continued investor confidence. If it maintains asset quality and adapts to regulatory and market shifts, BHFL could emerge as one of the leading housing finance companies in India over the next decade.
Share Price Targets:
Bajaj Housing Finance Share Price Target 2026
Based on the above discussion and analysis, the share price of Bajaj Housing Finance Ltd may touch the level of around Rs.95-100 in 2026
Bajaj Housing Finance Share Price Target 2030
Based on the above discussion and analysis, the share price of Bajaj Housing Finance Ltd may touch the level of around Rs.175-200 in 2030
Bajaj Housing Finance Share Price Target 2035
Based on the above discussion and analysis, the share price of Bajaj Housing Finance Ltd may touch the level of around Rs.400-450 in 2035
Bajaj Housing Finance Share Price Target 2040
Based on the above discussion and analysis, the share price of Bajaj Housing Finance Ltd may touch the level of around Rs.900-1000 in 2040
Disclaimer: Investment in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. MoneyInsight does not offer investment advice and does not encourage any action based on its content.
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