Share of Sammaan Capital Limited is currently trading at around Rs.136/-. Investors are asking for the Sammaan Capital Share Price Targets for 2025, 2030, 2035 and 2040. In this article, we will discuss about the business prospects and financial performance of the Company and based on our discussion and analysis will tell you the Sammaan Capital Share Price Targets for 2025, 2030, 2035 and 2040.
Discussion & Analysis of Business & Financial performance with future business prospects of Sammaan Capital Ltd:
🏢 Current Business Profile of Sammaan Capital Ltd
Sammaan Capital Ltd, formerly known as Indiabulls Housing Finance Ltd, is a prominent non-banking financial company (NBFC-ICC) headquartered in Gurugram, India. The company underwent a strategic rebranding in May 2024 and now operates as an upper-layer NBFC, regulated by the Reserve Bank of India (RBI).
Its core business segments include:
- Retail Mortgage Lending: Offers home loans, NRI home loans, renovation and extension loans, and rural housing finance.
- Loan Against Property & MSME Lending: Provides working capital loans, corporate mortgages, and emergency credit line guarantee schemes.
- Co-Lending & Asset-Light Model: Focuses on partnerships with banks and financial institutions to scale lending without expanding its balance sheet aggressively.
As of June 2025, Sammaan Capital reported a consolidated Assets Under Management (AUM) of ₹66,566 crore, with a workforce of over 340 professionals and a nationwide branch network of approximately 200 locations. The company has significantly reduced its wholesale book exposure and is actively shifting toward retail-focused, asset-light lending.
Financially, Sammaan Capital has shown resilience:
- FY24 revenue stood at ₹8,579 crore, with net profit of ₹1,214 crore.
- Net worth surged to ₹20,000 crore in H1 FY25.
- Capital Adequacy Ratio (CAR) improved to 34.21% as of June 2024.
The leadership team, headed by Gagan Banga (Vice Chairman & MD), has been instrumental in steering the company through transformation, focusing on governance, compliance, and operational efficiency.
🚀 Future Business Prospects
Sammaan Capital’s future trajectory is shaped by its strategic pivot toward retail lending, digital transformation, and funding diversification. Key growth drivers include:
- Affordable Housing Finance Expansion: The acquisition of Sammaan Finserve’s ₹5,500 crore legacy loan book positions the company as a major player in the affordable housing segment.
- Digital Lending & Fintech Partnerships: Enhanced digital platforms and co-lending models are expected to improve underwriting efficiency and customer acquisition.
- Funding Diversification: The launch of a ₹200 crore NCD issue in July 2025, offering yields up to 9.96%, reflects efforts to strengthen the capital base and attract retail investors.
- Brand Positioning: The “Hum Ho Gaye Kamyaab” campaign celebrates middle-class aspirations, reinforcing Sammaan’s emotional connect with its target audience.
- Institutional Confidence: Stake increases by entities like Plutus Wealth Management LLP (now holding 8.8%) signal growing investor trust.
Challenges remain, including:
- Moderate Profitability Metrics: Despite improvements, profitability is impacted by high operating costs and slower-than-expected AUM growth.
- Asset Quality Risks: Sticky wholesale loans still account for 11% of AUM, with top 10 accounts comprising 59% of the wholesale book.
- Resource Mobilization Constraints: The company continues to rely heavily on bank borrowings and securitization, which may limit flexibility.
Nonetheless, Sammaan Capital’s strategic shift, robust governance, and alignment with India’s financial inclusion goals position it well for sustainable long-term growth.
Share Price Targets:
Sammaan Capital Share Price Target 2025
Based on the above discussion and analysis, the share price of Sammaan Capital Ltd may touch the level of around Rs.150-175 in 2025
Sammaan Capital Share Price Target 2030
Based on the above discussion and analysis, the share price of Sammaan Capital Ltd may touch the level of around Rs.325-350 in 2030
Sammaan Capital Share Price Target 2035
Based on the above discussion and analysis, the share price of Sammaan Capital Ltd may touch the level of around Rs.700-750 in 2035
Sammaan Capital Share Price Target 2040
Based on the above discussion and analysis, the share price of Sammaan Capital Ltd may touch the level of around Rs.1500-1600 in 2040
Disclaimer: Investment in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. MoneyInsight does not offer investment advice and does not encourage any action based on its content.
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