Share of IIFL Finance Limited is currently trading at around Rs.408/-. Existing as well as Prospective Investors are asking for IIFL Finance Share Price Target 2025,2030,2035 & 2040. In this article, we will discuss about the business prospects and financial performance of the Company and based on our discussion and analysis will tell you the IIFL Finance Share Price Target 2025,2030,2035 & 2040.
Discussion & Analysis of Business & Financial performance with future business prospects of IIFL Finance Ltd:
IIFL Finance Ltd, a prominent non-banking financial company (NBFC) in India, has recently navigated significant challenges impacting its business performance. In March 2024, the Reserve Bank of India (RBI) imposed a ban on the company’s gold loan disbursements due to supervisory concerns. This segment was substantial, constituting 30% of IIFL Finance’s total assets at that time.
The embargo adversely affected the company’s financials. In Q2 FY25, IIFL Finance reported a consolidated net loss of ₹93 crore, a significant downturn from the ₹525.52 crore profit recorded in the same quarter the previous year. The standalone net loss stood at ₹441 crore. Despite these setbacks, the company’s assets under management (AUM) grew by 8% year-over-year to ₹66,964 crore, indicating resilience in its diversified portfolio.
In September 2024, the RBI lifted the restrictions on IIFL Finance’s gold loan business, allowing the company to resume operations in this critical segment. Following this development, IIFL Finance announced plans to raise ₹100 billion (approximately $1.2 billion) through various debt instruments over the next six months. This capital infusion aims to diversify borrowing sources and strengthen the balance sheet, reducing reliance on bank borrowings to below 50%.
Looking ahead, IIFL Finance is set to revitalize its gold loan segment by recruiting 3,000 to 4,000 personnel specifically for this business line. Additionally, the company plans to expand its loan offerings to include loans against property and financing for medium and small enterprises, both secured and unsecured. These strategic initiatives are designed to mitigate risks associated with over-reliance on a single product line and to capture growth opportunities in underpenetrated markets.
Furthermore, IIFL Finance is exploring the possibility of listing its mortgage and microfinance subsidiaries, which could unlock value and provide additional capital for expansion. The company’s commitment to leveraging digital technology and artificial intelligence is expected to enhance operational efficiency and customer experience, positioning it favorably in the competitive NBFC sector.
In summary, while IIFL Finance faced significant challenges due to regulatory actions impacting its gold loan business, the lifting of the RBI’s embargo and the company’s proactive strategic initiatives indicate a positive trajectory for future growth and diversification.
Share Price Targets:
IIFL Finance Share Price Target 2025
Based on the above discussion and analysis, the share price of IIFL Finance Ltd is likely to touch the level of around Rs.450-500 in 2025
IIFL Finance Share Price Target 2030
Based on the above discussion and analysis, the share price of IIFL Finance Ltd is likely to touch the level of around Rs.850-900 in 2030
IIFL Finance Share Price Target 2035
Based on the above discussion and analysis, the share price of IIFL Finance Ltd is likely to touch the level of around Rs.1450-1500 in 2035
IIFL Finance Share Price Target 2040
Based on the above discussion and analysis, the share price of IIFL Finance Ltd is likely to touch the level of around Rs.2400-2500 in 2040
Disclaimer: Investment in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. MoneyInsight does not offer investment advice and does not encourage any action based on its content.
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