Share of LIC Housing Finance Limited is currently trading at around Rs.589/-. Existing as well as Prospective Investors are asking for LIC Housing Finance Share Price Target 2025,2030,2035 & 2040. In this article, we will discuss about the business prospects and financial performance of the Company and based on our discussion and analysis will tell you the LIC Housing Finance Share Price Target 2025,2030,2035 & 2040.
Discussion & Analysis of Business & Financial performance with future business prospects of LIC Housing Finance Ltd:
LIC Housing Finance Ltd. (LICHFL), a leading housing finance company in India, has demonstrated a robust business performance in recent quarters, reflecting its strong market position and effective operational strategies.
Current Business Performance:
In the second quarter of the fiscal year 2024-2025, LICHFL reported a net profit of ₹1,327.71 crore, marking an 11.41% increase compared to the same period in the previous year.
This growth is attributed to a steady demand for home loans, particularly in the luxury housing segment, and the government’s initiatives promoting affordable housing. Total loan disbursements during this quarter rose by 12% to ₹16,476 crore. However, the net interest income experienced a 6% decline due to increased finance costs, leading to a contraction in the net interest margin to 2.71% from 3.04% in the same quarter of the previous year.
Future Business Prospects:
Analysts maintain a positive outlook on LICHFL’s future performance. The company has a median price target of ₹737.5 over the next 12 months, with estimates ranging from ₹450 to ₹865, indicating potential upside from the current share price.
Nomura/Instinet has upgraded LICHFL to a ‘buy’ rating, setting a price target of ₹735.
The company’s strategic focus on technological upgrades and organizational restructuring positions it well to capitalize on the anticipated growth in the housing finance sector. With expectations of stable or declining interest rates, LICHFL is poised to benefit from increased demand for housing loans. The company’s commitment to maintaining industry-best asset quality, supported by stringent credit appraisal mechanisms, further strengthens its prospects.
In summary, LICHFL’s recent financial performance underscores its resilience and adaptability in a competitive market. The company’s proactive measures to enhance operational efficiency and its strategic positioning in the housing finance sector suggest a favourable trajectory for future growth.
Share Price Targets:
LIC Housing Finance Share Price Target 2025
Based on the above discussion and analysis, the share price of LIC Housing Finance Ltd is likely to touch the level of around Rs.650-675 in 2025
LIC Housing Finance Share Price Target 2030
Based on the above discussion and analysis, the share price of LIC Housing Finance Ltd is likely to touch the level of around Rs.1100-1200 in 2030
LIC Housing Finance Price Target 2035
Based on the above discussion and analysis, the share price of LIC Housing Finance Ltd is likely to touch the level of around Rs.2000-2100 in 2035
LIC Housing Finance Price Target 2040
Based on the above discussion and analysis, the share price of LIC Housing Finance Ltd is likely to touch the level of around Rs.3200-3500 in 2040
Disclaimer: Investment in Capital Market/Share Prices are subject to market fluctuations and are dependent on several factors. These predictions are based on the current market conditions and the future market expectations. Investors are advised to take into consideration all these factors before making any investment in Capital Market. This article should not be treated as Investment advisory and is for general Guidance & Educational purpose only. We keep revising our share price targets based on the latest information available with us. Please keep visiting our website regularly to keep yourself updated. MoneyInsight does not offer investment advice and does not encourage any action based on its content.
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